Grand Theft Auto 6 is one of the most anticipated games of the year, with its release now approaching after years of waiting. While Rockstar Games has yet to release the game, reported pricing suggests players could face a sizeable cost, depending on the edition they choose.

The Standard Edition is priced at $80, while the Ultimate Edition costs $100 and includes additional content such as exclusive cars, weapons, shops and extra activities. However, some Xbox users have found ways to cover the cost through Microsoft’s rewards programmes and credit card points, potentially bringing the price down to nothing.

Xbox users report earning GTA 6 through rewards

Several Reddit users have reported earning enough rewards to cover a GTA 6 pre-order. The methods differ, but two examples show how Microsoft’s reward systems can offset the game’s cost.

One Reddit user, Financial_Specific24, reportedly used points earned through the Xbox Mastercard to cover the purchase. The card awards points for eligible spending, with Microsoft’s own services and selected everyday purchases offering opportunities to build up a balance. Microsoft Store purchases, streaming subscriptions and food delivery are among the spending categories that can generate points.

GTA 6 for free! Xbox credit card
by u/Financial_Specific24 in xbox

This approach can be relatively direct for existing cardholders, but taking out a new credit card solely to fund a game purchase may not make financial sense. Rewards are tied to specific spending categories, and users still need to spend money before earning the corresponding points.

Another Reddit user, Automatic_Ad1665, reportedly reached the required amount using Microsoft Rewards instead. Unlike the credit card method, Microsoft Rewards lets users collect points through a range of everyday activities, including searches, quizzes, and gaming-related tasks.

An Xbox player got GTA 6 Ultimate Edition for free by redeeming 98,000 Microsoft Rewards points ($100 gift card) after 8 months of Bing searches and game achievements.
by u/Automatic_Ad1665 in xbox

The approach does require time and consistency. Rather than offering an immediate way to claim GTA 6, the programme lets users build points gradually and exchange them for rewards such as Microsoft gift cards.

How Microsoft Rewards points can add up

You can earn Microsoft Rewards through several activities across Microsoft’s ecosystem. Around 1,000 points generally equals about $1 in redemption value, meaning a player targeting the $100 Ultimate Edition would need around 100,000 points if the required gift card redemption rate stays the same.

That is a substantial target, but Microsoft provides multiple ways for users to accumulate points. One option is through the Xbox mobile app, where users can access Quests through their profile and the Rewards section. These activities can include playing games on PC or console, using the Xbox app and maintaining weekly gaming streaks.

Game Pass subscribers can also receive additional opportunities to earn points. According to users, the number of points available from certain activities can increase depending on the type of Game Pass subscription. Premium and PC Only subscribers can receive double points on eligible activities, while Ultimate subscribers can receive four times as many.

Users do not necessarily have to play games to build their Rewards balance. Microsoft’s Rewards dashboard also offers daily activities, including polls and quizzes, along with opportunities tied to Bing searches.

Using Bing regularly can therefore become another way to accumulate points. Users can set Bing as their default search engine and use the Bing app to earn points from eligible searches. Maintaining activity streaks can also provide additional rewards, while progressing through Microsoft’s Rewards levels can increase the benefits available from some daily activities.

A free copy still requires time and planning

Paying for GTA 6 entirely with Microsoft Rewards points doesn’t mean you can claim the game for free. You have to earn the points over time, and the number of points available from individual activities can vary.

For players who already use Xbox, Game Pass, Bing, or other Microsoft services, the programme can turn activities they would otherwise do into credit toward a future purchase. However, reaching 100,000 points would require sustained participation, not a few quick tasks.

The timing could also favour players who start accumulating points well before GTA 6 launches. With the game expected to arrive in November, users still have a chance to build their balances ahead of release. Those who regularly complete eligible activities could potentially accumulate enough points for a substantial discount, while the most dedicated users may be able to cover the full cost.

The Xbox Mastercard offers another route for users who already have the card and can earn enough points through eligible purchases. However, it requires spending real money to earn rewards, making it fundamentally different from earning points through searches, quizzes, and gaming activities.

Ultimately, Microsoft’s rewards ecosystem gives Xbox users another way to reduce the cost of GTA 6. The exact value will depend on Microsoft’s redemption rates, available activities, and each user’s ability to earn points consistently before the game’s release.

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