Airwallex raises US$320 million to build AI finance and commerce tools
Airwallex has raised US$320 million at an US$11 billion valuation as it builds T:0 and Airi for AI finance and commerce.
Airwallex has raised US$320 million in Series H funding, lifting its valuation to US$11 billion from US$8 billion in December 2025.
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The round was led by returning investor Addition, with participation from Baillie Gifford, Hummingbird, QED Investors, T. Rowe Price, Hedosophia, Haun Ventures, Washington University in St. Louis and Amex Ventures.
Airwallex said the funding will support product development across autonomous finance and agentic commerce, expand its infrastructure and regulatory footprint into new markets, and grow the teams working on its AI-native financial software.
Funding will support product and regulatory expansion
The funding round gives Airwallex more capital to build on the payments, settlement and regulatory infrastructure it has developed over the past decade. The company is using that foundation to push further into finance automation and AI-enabled commerce, where regulated payment systems, local network connections and settlement rails remain important parts of the product stack.
“We believe this is the most consequential moment in the history of global finance, and we are building accordingly,” said Jack Zhang, co-founder and CEO of Airwallex. “A decade ago, we did not know exactly what the agentic economy would look like, but we built a foundation for it. The licences, local network integrations, and settlement rails we spent ten years constructing are precisely the kind of infrastructure it needs. This new capital lets us move faster into Airwallex’s next chapter: autonomous finance, agentic commerce, and the infrastructure to power both.”
Lee Fixel of Addition said Airwallex had built financial infrastructure that was difficult to replicate, adding that companies with real infrastructure would be better placed as AI changes the market for financial software.
T:0 is aimed at finance operations from day one
Alongside the funding, Airwallex is introducing T:0, an AI-native financial platform designed to run finance functions for businesses from the start.
The company said T:0 will automate bookkeeping, forecasting, taxes, compliance and reporting. It is designed to give founders CFO-grade books with compliance built in and no migration required.
T:0 is currently in private beta and will be made more widely available in the coming weeks, according to Airwallex.
Airi targets wallet infrastructure for AI-led commerce
Airwallex is also introducing Airi, an agentic consumer wallet that will initially include the company’s existing one-click checkout capability. Airwallex said the checkout feature has delivered up to a 14% increase in successful checkout conversions for digital merchants in early testing.
The company plans to expand Airi into broader wallet infrastructure for agentic commerce in the coming months. Planned features include delegated agent payments, spend limits, permission controls and multi-currency balances.
Airwallex said Airi will work with its Agentic Commerce Suite to support commerce flows for merchants and consumers through its regulated infrastructure.
Revenue and transaction volume continue to grow
Airwallex said it reached US$1.3 billion in annualised revenue in March 2026, up 74% year on year. Annualised transaction volume reached US$287 billion, up more than 120% year on year.
More than 90% of the company’s revenue now comes from customers using more than one Airwallex product, according to the company. Airwallex said this points to deeper adoption across its platform as businesses use more of its financial infrastructure and software products.
